New Job, New Beginnings. Don’t Leave Your 401(k) Behind—It’s Time for a Fresh Start.
 

New Job, New Beginnings. Don’t Leave Your 401(k) Behind—It’s Time for a Fresh Start.

 

Starting a new job is exciting, but what happens to the retirement savings you've already built up? Leaving your 401(k) behind with your previous employer may mean missed opportunities for growth, flexibility, and security. Now is the perfect time to take control of your retirement funds by rolling over your 401(k) to an IRA, and here’s why it's a smart move.

 
Let’s create your customized 401(k) rollover plan
 
 
 

Personalized Insurance & Financial Solutions


As an enthusiastic life & health insurance agent, I am committed to helping my clients achieve their insurance goals.

 
 
 
Tom Cooper  

Tom Cooper

Financial Advisor

MBA

Call: (212) 820-9100

 
 
Discover the Benefits of Adding Fixed Index Annuities to Your IRA
 

Discover the Benefits of Adding Fixed Index Annuities to Your IRA

Fixed Index Annuities (FIAs) add an extra layer of security and growth potential to your retirement portfolio. These annuities are designed to provide predictable returns based on stock market performance without exposing your principal to potential market losses.

 

Key Benefits of Fixed Index Annuities in Your IRA

 
 
 
 
Principal Protection

Principal Protection: The key feature of a Fixed Index Annuity is that it protects your initial investment (principal) from market downturns, meaning you cannot lose your original money invested, even if the stock market falls.

  
 
 
 
 
Market-Linked Growth

Market-Linked Growth: While protecting your principal, FIAs still allow you to participate in a portion of the stock market's positive gains by linking their returns to a market index like the S&P 500, offering potential for growth.

  
 
 
 
Guaranteed Lifetime Income Options

Guaranteed Lifetime Income Options: Choose annuity options that can provide guaranteed income throughout your retirement, ensuring you never outlive your savings.

  
 
 
 
Predictable Returns

Predictable Returns: Although not guaranteed, FIAs provide a degree of predictability in returns as they are tied to the performance of a specific market index, offering some stability compared to directly investing in stocks.

  
 
 
 
Tax-Deferred Growth Potential

Tax-Deferred Growth Potential: Like other retirement investments, FIAs grow tax-deferred, helping you keep more of your hard-earned money.

  
 
 
 

Cooper Financial Solutions

285 Fulton Street New York, NY 10007