Ryan Johnson
Insurance Agent
LUTCF
A passionate Life insurance agent, dedicated in guiding clients towards fulfilling their life insurance objectives.
Insurance Agent
LUTCF
A passionate Life insurance agent, dedicated in guiding clients towards fulfilling their life insurance objectives.
As a veteran Life Insurance Agent with years of experience, I have dedicated my career to helping individuals and families secure their financial future through comprehensive life insurance solutions. My deep understanding of the various types of life insurance policies, combined with a keen insight into clients' unique needs, allows me to offer personalized advice and coverage options. I pride myself on building lasting relationships with clients, guiding them through life's changes and ensuring their life insurance evolves with their needs.
The assurance I provide through my work in Life insurance does far more than just protect financial assets. It fosters a deep sense of comfort and confidence that permeates every facet of my clients' lives. Knowing that they and their loved ones are secure for the future alleviates the burden of 'what ifs', allowing them to fully embrace and enjoy the present. This peace of mind is invaluable, as it not only safeguards their financial future but also enhances their day-to-day life quality. As an Agent, I am not just a planner for the future but also an enabler of a more joyful, present life.
Engaging with clients through a series of targeted questions is a fundamental aspect of effectively evaluating their insurance requirements. This approach goes beyond mere data collection; it is about building a comprehensive understanding of each client's unique financial situation and future goals. By inquiring about their income, debts, assets, and existing insurance policies, a clear picture of their financial landscape is formed. This information is crucial in assessing risk factors and insurance needs, allowing for the creation of personalized insurance solutions.
Insurance Agent Finder Privacy Policy
This privacy policy has been compiled to better serve those who are concerned with how their 'Personally identifiable information' (PII) is being used online. PII, as used in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.
When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address or other details to help you with your experience.
We collect information from you when you place an order or enter information on our site.
We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:
We do not use vulnerability scanning and/or scanning to PCI standards.
We do not use Malware Scanning.
Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology.
We implement a variety of security measures when a user places an order to maintain the safety of your personal information.
All transactions are processed through a gateway provider and are not stored or processed on our servers.
Yes. Cookies are small files that a site or its service provider transfers to your computer's hard drive through your Web browser (if you allow) that enables the site's or service provider's systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us remember and process the items in your shopping cart. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. Read More >>
You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser (like Internet Explorer) settings. Each browser is a little different, so look at your browser's Help menu to learn the correct way to modify your cookies.
If you disable cookies off, some features will be disabled It won't affect the users experience that make your site experience more efficient and some of our services will not function properly.
However, you can still place orders
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information unless we provide you with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others' rights, property, or safety.
However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
Google's advertising requirements can be summed up by Google's Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=en
We have not enabled Google AdSense on our site but we may do so in the future.
CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law's reach stretches well beyond California to require a person or company in the United States (and conceivably the world) that operates websites collecting personally identifiable information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals with whom it is being shared, and to comply with this policy. - See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf
Users can visit our site anonymously
Once this privacy policy is created, we will add a link to it on our home page, or as a minimum on the first significant page after entering our website.
Our Privacy Policy link includes the word 'Privacy', and can be easily be found on the page specified above.
Users will be notified of any privacy policy changes:
Users are able to change their personal information:
We honor do not track signals and do not track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.
It's also important to note that we do not allow third party behavioral tracking.
When it comes to the collection of personal information from children under 13, the Children's Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, the nation's consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children's privacy and safety online.
We do not specifically market to children under 13.
The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.
We will notify the users via email
We will notify the users via in site notification
We also agree to the individual redress principle, which requires that individuals have a right to pursue legally enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or a government agency to investigate and/or prosecute non-compliance by data processors.
The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.
To be in accordance with CANSPAM we agree to the following:
and we will promptly remove you from ALL correspondence.
If there are any questions regarding this privacy policy you may contact us using the information below.
Target Marketing & Advertising
61-43 186th Street, Suite 455
Fresh Meadows, NY 11365
Telephone: +1 718 303 2270
Email: [email protected]
We utilize third-party validation from Sectigo & Trust Guard to ensure your data is transmitted securely through encrypted connections, safeguarding your personal information in accordance with our privacy policy.
Insurance Agent Finder Terms & Conditions
You may use Insurance Agent Finder under the Terms and Conditions on this page. Please read this page carefully. By using our Web site and other associated services, you accept the Terms and Conditions stated and agree to be entirely bound to this agreement. Insurance Agent Finder (the "Company") may revise these Terms and Conditions at any time by updating this posting, thus "You" or "User" (referring to the individuals accessing this Web site) should review the Terms and Conditions periodically since you are obligated to them.
When you register for the Web Site, you will be asked to provide the Company with certain information including, without limitation, a valid e-mail address (your "Information"). In addition to the terms and conditions that may be set forth in any privacy policy on this Web Site, you understand and agree that the Company may disclose to third parties, on an anonymous basis, certain aggregate information contained in your registration application. The Company will not disclose to any third party your name, address, e-mail address or telephone number without your prior consent, except to the extent necessary or appropriate to comply with applicable laws or in legal proceedings where such information is relevant. If you are a registered member your contact information however will be listed on your profile page and will be available for public access.
The Material may contain inaccuracies or typographical errors. The Company makes no representations about the accuracy, reliability, completeness, or timeliness of the Web Site or the Material. The use of the Web Site and the Material is at your own risk. Changes are periodically made to the Web Site and may be made at any time. You acknowledge and agree that you are solely responsible for the form, content and accuracy of any profile or material contained therein placed by you on the Web Site. Employers are solely responsible for their postings on the Web Site. The Company is not to be considered to be an employer with respect to your use of the Web Site and the Company shall not be responsible for any employment decisions, for whatever reason made, made by any entity posting jobs on the Web Site. The aggregate liability for the Company to you for all claims arising from the use of the Materials is limited to $100.
The Web Site contains links to third party web sites. The Company is not responsible for the content of linked third party sites and does not make any representations regarding the content or accuracy of materials on such third party Web sites. If you decide to access linked third party Web sites, you do so at your own risk.
Your privacy is important to Insurance Agent Finder. This privacy statement provides information about the personal information that Insurance Agent Finder collects, and the ways in which Insurance Agent Finder uses that personal information.
Insurance Agent Finder may collect and use the following kinds of personal information:
Insurance Agent Finder may use your personal information to:
Where Insurance Agent Finder discloses your personal information to its agents or sub-contractors for these purposes, the agent or sub-contractor in question will be obligated to use that personal information in accordance with the terms of this privacy statement. In addition to the disclosures reasonably necessary for the purposes identified elsewhere above, Insurance Agent Finder may disclose your personal information to the extent that it is required to do so by law, in connection with any legal proceedings or prospective legal proceedings, and in order to establish, exercise or defend its legal rights.
Insurance Agent Finder will take reasonable technical and organizational precautions to prevent the loss, misuse or alteration of your personal information. Insurance Agent Finder will store all the personal information you provide on its secure servers.
[Information relating to electronic transactions entered into via this website will be protected by encryption technology.]
Information that Insurance Agent Finder collects may be stored and processed in and transferred between any of the countries in which Insurance Agent Finder operates to enable the use of the information in accordance with this privacy policy.
[In addition, personal information that you submit for publication on the website will be published on the internet and may be available around the world.] You agree to such cross-border transfers of personal information.
Insurance Agent Finder may update this privacy policy by posting a new version on this website. You should check this page occasionally to ensure you are familiar with any changes.
The Company reserves the right, at its sole discretion, to immediately terminate your registration with or ability to access the Web Site and/or any other service provided to you by the Company, upon any breach by you of this Agreement.
This website is provided "as is" without any representations or warranties, express or implied. Insurance Agent Finder makes no representations or warranties in relation to this website or the information and materials provided on this website.
Without prejudice to the generality of the foregoing paragraph, Insurance Agent Finder does not warrant that:
Nothing on this website constitutes, or is meant to constitute, advice of any kind. [If you require advice in relation to any [legal, financial or medical] matter you should consult an appropriate professional.]
You agree to defend, indemnify, and hold harmless the Company, its officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the Material or your breach of the terms of this Agreement. The Company shall provide notice to you promptly of any such claim, suit, or proceeding and shall assist you, at your expense, in defending any such claim, suit or proceeding.
Insurance Agent Finder Newsletter
Insurance Agent Finder Newsletter